SEALISON FOR FINTECH · AI THAT TOUCHES MONEY

AI just approved a refund.
Can you prove it?

When regulators ask, screenshots won’t do.

AI systems in fintech explain refunds, approvals, fraud flags, KYC decisions. When a customer or regulator challenges what was shown, internal logs are not evidence.

▲ Try it yourselfVerify a proof →

REALITY CHECK

When the customer disputes the AI.

CUSTOMER SAYS

Your AI said my transaction was approved.

YOUR SYSTEM SAYS

Our records show something different.

This is no longer a support issue. It’s regulatory exposure.

WHAT TEAMS RELY ON TODAY

None of these hold up in a regulatory audit.

Application logs

Modifiable by engineers, DevOps, or admins. No external trust anchor.

Database records

Can be migrated, corrupted, edited. No way to prove a specific row is original.

Email audit trails

Not cryptographically timestamped. Header manipulation is trivial.

When an AMF auditor, a CFPB examiner, or a customer’s lawyer asks for proof — “our logs show X” is not a sufficient answer anymore.

WITH SEALISON

Every decision becomes a verifiable record.

01

Hash

The exact AI output is hashed with SHA-256 at the moment it's produced.

02

Seal

The hash is sealed in a signed, append-only chain. Ed25519 signatures. Nothing can be changed.

03

Keep

The original content stays with you. SEALISON never stores what your AI said — only the proof.

04

Verify

Later, you (or anyone) can reproduce the interaction and verify it matches. No server trust required.

EU AI ACT + FINANCIAL REGULATION

Financial AI is now high-risk by design.

EU AI Act obligations for financial AI systems:

  • Article 12traceability of every AI-driven financial decision.
  • Article 13transparency to affected users (customers facing AI-driven outcomes).
  • Article 72post-market monitoring for financial risk AI systems.

Not “logs we promise are intact.” Cryptographic evidence.

WHERE THIS APPLIES

Any AI decision that touches money.

Refund decisions

AI approves or denies refund requests. Customers dispute outcomes later.

Fraud & AML flags

AI flags suspicious transactions. Regulators demand reasoning audit trails.

KYC & onboarding

AI explains approval or rejection. Applicants challenge the decision.

Transaction risk scoring

AI scores transactions in real-time. Disputes require proof of exact logic applied.

WHAT CHANGES

From “we think” to “we can prove”.

BEFORE

We think this was approved.

Internal logs. Hopefully intact. Contestable.

AFTER

We can prove this was approved.

Cryptographic proof. Verifiable by regulator. Not contestable.

TRY IT NOW

See a real proof.

Generate one from scratch, or verify one we already published. Takes 30 seconds.

▲ Try it yourselfVerify a proof →See a live example →

Get in touch

Working with AI systems that talk to customers? We can show you how SEALISON fits in. 10 minutes. You test it yourself.

Talk on LinkedIn[email protected]

Verifiable infrastructure
for AI systems.

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